What Retirees Fear More Than Death

Doug is a certified music educator and business educator in Indiana. He directs bands, choirs, and percussion, performs drums and percussion, composes and arranges music for concert band, marching band, and percussion ensemble, and teaches and writes about business, finance, and economics. He has a B.M. in Music Education from Butler University and an M.B.A. in Economics from Southern New Hampshire University. He is also an avid reader and a lover of art, history, science, and nature, especially birds and other wildlife. View all posts by Douglass Gaking